Alberta Superintendent of Insurance

The Office of the Superintendent of Insurance regulates and creates policy for the insurance market in the province to ensure that Albertans have affordable access to the insurance coverage they require, by monitoring the effectiveness of the market, and responding to the needs of the province and its citizens.

See the menu to your left for more information about Insurance, or use the quick links below to access highlighted topics.

Insurance News

November 20, 2015 - Insurance Lists Updated

November 17, 2015 - Financial Data

November 4, 2015 - Injury Management Consultants Register updated

November 2, 2015 - Certified Examiners List updated

September 17, 2015 - Superintendent of Insurance Bulletin 03-2015

  • A new bulletin has been added: Endorsement Forms - Automobile Insurance. The purpose of this bulletin is to remind all automobile insurance companies licensed in Alberta that only endorsement forms approved by the Office of the Superintendent of Insurance are applicable for use in Alberta.

August 17, 2015 - Financial Data

July 27, 2015 - Know the risks before participating in ride sharing services

  • Alberta’s Superintendent of Insurance has issued an advisory notice on ride sharing services and the insurance risk they currently pose to Albertans. The Superintendent’s office recently reviewed Uber’s insurance policies and found significant issues with regulatory compliance. Albertans are at risk of not having access to insurance protection and accident benefits under Alberta law if using Uber’s ride sharing services, and potentially other ride sharing services as well. More information.

May 21, 2015 - Superintendent of Insurance Bulletin 01-2015

May 19, 2015 - Financial Data

April 2, 2015 - Renewal of Adverse Contractual Action Regulation

The Adverse Contractual Action Regulation addresses the limited circumstances in which insurers may deny consumers access to basic automobile insurance coverage. The regulation was set to expire later this month. It has been renewed as it is integral to Alberta’s automobile insurance system. Changes to the regulation are housekeeping and not substantive in nature. The intent behind the regulation remains the same and the amendment does not represent a policy shift, though one new circumstance was added to the list of limited circumstances in which insurers may deny access to basic automobile insurance.

Previously, insurers could require a consumer to provide a completed approved vehicle inspection report for vehicles at least 12 years old. If the consumer failed to provide the report, the insurer could take adverse contractual action. In the renewed Adverse Contractual Action Regulation, this provision continues to apply, and has also been expanded to include salvage vehicles that have been damaged and repaired. Consumers may be required to provide a subsisting salvage motor vehicle inspection certificate for their salvage vehicle.

March 2, 2015 - Financial Data

December 22, 2014 - Superintendent of Insurance's Filing Requirements updated

December 1, 2014 – Superintendent of Insurance Bulletin

The following Bulletin has been added to the Bulletins and Notices page:

November 17, 2014 - Superintendent of Insurance 2013 Annual Business Report

November 17, 2014 - Financial Data

October 21, 2014 - New Insurance Licence Renewal Application Form

October 10, 2014 – Superintendent of Insurance Bulletin

The following Bulletin has been added to the Bulletins and Notices page:

September 26, 2014 – Superintendent of Insurance Notice and Bulletins

The following Notice and Bulletins have been added to the Bulletins and Notices page:

September 2, 2014 - Superintendent of Insurance Notice

August 18, 2014 - Financial Data

July 5, 2014 - Superintendent of Insurance Interpretation Bulletin

July 4, 2014 - Superintendent of Insurance Interpretation Bulletin

June 30, 2014 - Changes to the Insurance Act effective July 1, 2014

Bill 39 – the Enhancing Consumer Protection in Auto Insurance Act – amends the Insurance Act. It was proclaimed (except sections 3, 5 and 28) into force on July 1, 2014.

June 20, 2014 - Insurance Information for Albertans affected by Flood

  • Click here for Insurance Information for Albertans affected by Flood, including tips on what to do before and after a flood, overland flooding, vehicle damage, claims, resources from the Insurance Bureau of Canada, the Disaster Recovery Program, and an update on the "Overland Flood Insurance Coverage" offered by Beaufort Insurance Services.

June 20, 2014 - Anti-Terrorism Financing Report form now available

June 13, 2014 - Property Insurance Tips

May 16, 2014 - Financial Data

April 7, 2014 - Insurance Dispute Resolution - document updated

March 3, 2014 - Financial Data

February 24, 2014 - Insurance Publications Subscription Service

  • A new subscription service is available that allows you to subscribe to receive Insurance publications via email. Click here to subscribe.

January 3, 2014 - Filing Requirements updated

  • Alberta has updated its filing requirements for 2013 and subsequent year filings.  There are additions to both Alberta’s annual filing requirements and additional requirements for Provincial insurers.  Please note that these changes only apply to provincially regulated entities.

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Page last updated:  November 24, 2015