Alberta Superintendent of Insurance

The Office of the Superintendent of Insurance regulates and creates policy for the insurance market in the province to ensure that Albertans have affordable access to the insurance coverage they require, by monitoring the effectiveness of the market, and responding to the needs of the province and its citizens.

See the menu to your left for more information about Insurance, or use the quick links below to access highlighted topics.

Insurance News

April 15, 2016 - Insurance Lists Updated

March 2, 2016 - Financial Data

February 29, 2016 - Government announces go-forward plan for emerging ride-for-hire services in Alberta

February 25, 2016 - Superintendent of Insurance 2014 Annual Business Report

February 17, 2016 - Certified Examiners List updated

February 16, 2016 - Superintendent of Insurance Bulletin 03-2016

The following Bulletin has been added to the Bulletins and Notices page:

February 3, 2016 - Superintendent of Insurance Bulletin 02-2016

The following Bulletin has been added to the Bulletins and Notices page:

January 20, 2016 - Injury Management Consultants Register updated

January 7, 2016 - Superintendent of Insurance Notice 01-2016

The following Notice has been added to the Bulletins and Notices page:

December 22, 2015 - Superintendent of Insurance Bulletin 06-2015

The following Bulletin has been added to the Bulletins and Notices page:

December 14, 2015 - Superintendent of Insurance Bulletin 05-2015

The following Bulletin has been added to the Bulletins and Notices page:

November 30, 2015 - Superindent of Insurance Bulletin 04-2015

The following Bulletin has been added to the Bulletins and Notices page:

November 17, 2015 - Financial Data

September 17, 2015 - Superintendent of Insurance Bulletin 03-2015

  • A new bulletin has been added: Endorsement Forms - Automobile Insurance. The purpose of this bulletin is to remind all automobile insurance companies licensed in Alberta that only endorsement forms approved by the Office of the Superintendent of Insurance are applicable for use in Alberta.

August 17, 2015 - Financial Data

July 27, 2015 - Know the risks before participating in ride-for=hire services

  • Alberta’s Superintendent of Insurance has issued an advisory notice on ride-for-hire services and the insurance risk they currently pose to Albertans. The Superintendent’s office recently reviewed Uber’s insurance policies and found significant issues with regulatory compliance. Albertans are at risk of not having access to insurance protection and accident benefits under Alberta law if using Uber’s ride-for-hire services, and potentially other ride-for-hire services as well. More information.

May 21, 2015 - Superintendent of Insurance Bulletin 01-2015

May 19, 2015 - Financial Data

April 2, 2015 - Renewal of Adverse Contractual Action Regulation

The Adverse Contractual Action Regulation addresses the limited circumstances in which insurers may deny consumers access to basic automobile insurance coverage. The regulation was set to expire later this month. It has been renewed as it is integral to Alberta’s automobile insurance system. Changes to the regulation are housekeeping and not substantive in nature. The intent behind the regulation remains the same and the amendment does not represent a policy shift, though one new circumstance was added to the list of limited circumstances in which insurers may deny access to basic automobile insurance.

Previously, insurers could require a consumer to provide a completed approved vehicle inspection report for vehicles at least 12 years old. If the consumer failed to provide the report, the insurer could take adverse contractual action. In the renewed Adverse Contractual Action Regulation, this provision continues to apply, and has also been expanded to include salvage vehicles that have been damaged and repaired. Consumers may be required to provide a subsisting salvage motor vehicle inspection certificate for their salvage vehicle.

March 2, 2015 - Financial Data

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Page last updated:  April 18, 2016