Information for Albertans

About... Unlocking Pension Funds; Understanding your Pension; and Pension Plan Risk Assessment

The documents included below are intended to help average Albertans understand their pension plan or locked-in account, the law that applies it, and how the Superintendent’s office monitors registered pension plans. The first section deals with unlocking options that apply to these funds. The second section deals with issue-specific topics relating to pension plans. Finally, the last section outlines the Superintendent’s Pension Plan Risk Assessment Program.

Unlocking Pension Funds

Document Name	pdf	Updated mm/dd/yy
Accessing Pension Funds This guide provides a general summary of ALL unlocking options available for Alberta locked-in funds.	pdf	12/18/08
Summary of Unlocking Provisions and Procedures (page 12 of Accessing Pension Funds)	pdf	12/07/07
EPPA Update 07-03, 50% Unlocking Cheat Sheet	pdf	01/10/08
Financial Hardship Unlocking Frequently Asked Questions	pdf	09/08/09

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Understanding your Pension

Document Name	pdf	Updated
Time to Start a Pension	pdf	07/10/08
Understanding Specified Multi-Employer Pension Plan (SMEPP) Contributions	pdf	02/18/05

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Pension Plan Risk Assessment

Document Name	pdf	Updated
Disclosure Paper on the Pension Plan Risk Assessment Program	pdf	04/29/04

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