Information for Consumers

Insurance Publications and Forms

Insurance Councils Program Audit
Information about Insurance Companies
Auto Insurance - Standard Policy and Endorsements
Auto Insurance - Complaints
Auto Insurance - Accident Benefit Claims and Minor Injuries
Auto Insurance Studies and Reports
Life Insurance
Voluntary Sector Information
Helpful Industry Information for Consumers

Following are links to insurance publications and forms. See also: Insurance Legislation (including Ministerial Directives and Orders) and Superintendent of Insurance Bulletins and Enforcement Activities.

You may also visit the Auto Insurance Rate Board (AIRB) website. The AIRB sets premiums for basic coverage, monitors premiums for optional coverage and reviews and approves rating programs for new insurers entering the Alberta market. The board annually sets the maximum premiums for basic coverage that all insurers can charge.

Insurance Councils Program Audit

In 2007 Alberta Finance and Enterprise retained Myers Norris Penny LLP to conduct a program audit of the Alberta Insurance Council, Life Insurance Council, General Insurance Council and Insurance Adjusters Council. The purpose of the program audit was to review and evaluate the effectiveness of the governance structure of the four Councils and to review and evaluate the Councils' achievement of their delegated obligations. Click here for the final report, which was released in July 2008.

Information about Insurance Companies

The list of insurance companies operating in Alberta available below includes the companies' head office address, Attorney for Service, and classes of insurance covered. It also includes companies that have withdrawn, amalgamated or changed names. Licences are issued on a calendar year basis (January 1 to December 31). Consumers can use this list to verify if their insurance company is licensed.

Also available below is a list of Insurance Companies' Complaint Liaison Officers, which includes the company licence number and the officers' contact information, and financial data for Alberta Incorporated Insurance Companies. This financial data includes the Assets, Liabilities and Equity, Statement of Income, Statement of Retained Earnings, Comprehensive Income (Loss) and Accumulated Other Comprehensive Income (Loss) and the Minimum Capital Test or Minimum Continuing Capital Surplus Ratio as provided to the Superintendant of Insurance by the Insurer.

Document Title	pdf	Released /Updated
Insurance Companies Operating in Alberta	n/a	06/09/09
Insurance Companies' Complaint Liaison Officers	pdf	05/21/09
Financial Data for Alberta Incorporated Insurance Companies	n/a	03/20/09

Automobile Insurance - Alberta Standard Automobile Policy S.P.F. 1 and Endorsements

Document Title	pdf	Released
NEW Standard Automobile Policy, effective March 2007	pdf	03/20/07
Standard Automobile Policy, effective October 2004	pdf	08/20/04
Standard Automobile Insurance Policy (June 1998)	pdf	06/98
SEF 44 - Alberta Family Protection Endorsement	pdf	08/99
SEF 6C - Public Passenger Vehicle Endorsement	pdf	11/03/03
SEF 101 - Public Passenger Vehicle Endorsement	pdf	11/03/03
Letter re: amendment to SEF 6C and SEF 101	pdf	11/03/03

Automobile Insurance - Complaints

Document Title	pdf	Released /Updated
Insurance Companies' Complaint Liaison Officers	pdf	02/11/08

Automobile Insurance - Accident Benefit Claims and Minor Injuries

Document Title	pdf	Released /Updated
*Accident Benefit Claim - Prescribed Forms*
AB-1: Notice of Loss and Proof of Claim Form	pdf	11/19/04
AB-1A: Claim for Disability Benefits Form	pdf	09/27/04
AB-2: Treatment Plan Form	pdf	09/27/04
AB-3: Progress Report Form	pdf	09/27/04
AB-4: Concluding Report Form	pdf	09/27/04
AB-5: Referral to Injury Management Consultant Form	pdf	09/27/04
*Minor Injury - Amount effective January 1, 2009*
Bulletin 01-09: Amendment to Minor Injury Regulation - effective January 1, 2009	pdf	02/13/09
*Minor Injury - Prescribed Forms*
MI-1: Request for an Assessment by a Certified Examiner Notice Form	pdf	02/07/08
MI-2: Application to the Superintendent of Insurance to select a Certified Examiner Form	pdf	02/07/08
MI-3: Certified Examiner Prescribed Form for Providing an Opinion	pdf	03/23/05
*Minor Injury - Certified Examiner Register*
Certified Examiner Register	pdf	06/19/09
*Minor Injury - Injury Management Consultant Registers*
Physicians Register	pdf	05/14/09
Chiropractors Register	pdf	02/21/08
Physical Therapists Register	pdf	03/16/09

Automobile Insurance - Studies and Reports

Document Title

pdf

Released

Technical background reports prepared by KPMG for Alberta Finance - Costing Analysis of 2004 Auto Insurance Reform.

pdf 1
pdf 2

01/19/05

A STUDY OF PREMIUM STABILITY IN COMPULSORY AUTOMOBILE INSURANCE - In 1991 the Minister of Consumer and Corporate Affairs asked the Alberta Automobile Insurance Board to conduct a study on the stability of premiums for compulsory automobile insurance. The Study was released in September 1991 and contains two volumes. The Minister then asked Patricia Black, MLA to seek public response to the recommendations outlined in the Study. Note: blank pages have been removed from these documents and page numbers may not be in order.

Full Study: Volume 1 (pdf, 6 MB); and Volume 2 (pdf, 14 MB)
A Report on Public and Stakeholder Responses (pdf, 2 MB)

Life Insurance

Document Title	pdf	Released
Life Insurance Disclosure Form (5 copies of this form must be completed in accordance with the Replacement of Life Insurance Contracts Regulation)	pdf	05/00

Voluntary Sector Information

Document Title	pdf	Released
Report on Insurance Coverages for the Alberta Voluntary Sector; see also: Volunteer Alberta website	pdf	06/14/07

Helpful Industry Information for Consumers

By clicking the links below, you will be directed to a site not operated by the Government of Alberta. Any sites outside of the Government of Alberta's main site are not endorsed or monitored by the Government of Alberta. These links are provided solely for information.