You must click the "Tax Summary" button after you change the tax calculator inputs. Failing to do so
may result in an incorrect depiction of your taxes on the "2012 Calculations" and the "Tax Summary" web pages.
Use this button to choose your family type.
Choose "single" if you are a single individual with no children.
Choose "single parent" if you are not married or common law, but have children.
Choose "married" if you are married or common law. Choose
"single senior" if you are a single individual and 65 years or
older. Choose "married senior" if you are married or common
law and both you and your spouse or common law partner are 65 years
The calculator does not directly allow
for married or common law couples where one individual is over the age
of 65 and the other is under the age of 65. However, providing both
individuals in a family of this type pay provincial tax in the applicable tax year, you
may use the calculator to approximate your family’s taxes. To do so,
calculate the tax for the non-senior as a "single" and add
to it the tax for the senior calculated using the "single senior"
option. (Calculate the family's income tax as the sum of two single
If you are a single parent or married,
choose the appropriate number of children. If you are single or senior,
please ensure that you set the number of children to zero.
and Wages or Income from Private Pension:
If you are either "single" or
a "single parent" enter your wages in the primary earner column.
If you are "married" enter the wage/salary income of the individual
with the most income in the primary earner column and the other spouse's
wage/salary income (including $0) in the secondary earner column.
If you are a "single senior", enter your RRSP and other private pension income in the primary earner column, but do not include your Old Age Security (OAS) and Canada Pension Plan (CPP) income in this amount. If you are "married seniors", RRSP and other private pension income can be split evenly between spouses. To achieve this, RRSP and private pension income must be manually split between spouses and entered into the calculator. Do not include OAS or CPP income in either of these amounts. For more information on income splitting, see http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/pnsn-splt/qlfy-eng.html.
Only seniors should be placing a value
in these columns. "Singles", "single parents", and
"married families", please ensure that the amount entered
in this column is $0 before proceeding to calculate your taxes. If you
are a "single senior", enter your Old Age Security (OAS) and
Canada Pension Plan (CPP) income in the primary earner column, and ensure
the amount entered in the secondary earner column is $0. If you are
"married seniors" enter the appropriate OAS and CPP income
amounts for each of the primary and secondary earners in the appropriate
column (ensure the OAS and CPP amount entered in the primary earner
column corresponds to that individual's RRSP and other private pension
Enter your or your spouse's Registered
Retirement Savings Plan or Registered Pension Plan contributions in
the appropriate column. "Singles" and "single parent
families", please ensure that the amount entered in the secondary
earner column is $0. "Seniors", please ensure the amount in
both the primary and secondary earner column is $0.
model is not able to confirm your claimed RRSP/RPP contribution limit
is not exceeded. You must limit your RRSP/RPP contribution amounts to
your maximum claimable amount.
If you are "married", and both
you and your spouse work outside the home, or you are a "single
parent", you may be entitled to claim a child-care expense amount.
Please see Form T778, which can be found at http://www.cra-arc.gc.ca/formspubs/tpcs/chldcr-eng.html,
to calculate your estimated maximum claimable amount.
Enter your maximum claimable amount. "Seniors"
and "singles", please ensure this amount is $0.
This calculator assumes that child-care
expenses are always given to the individual with the lower income once
RPP/RRSP contributions have been deducted. The calculator automatically
ensures that your child-care expense claim does not exceed 2/3 of the
income amount entered for the lowest income earner but does not perform
the basic limit test based on the age of your children, as described
on Form T778 at the web address above. It is up to you to ensure the
amount that you enter under child-care expenses does not exceed this
basic limit for your family.
Enter the amount of your family's medical
expenses. The calculator automatically estimates how much of these expenses
you are entitled to claim. The calculator always gives the medical expense
claim to the individual with the highest net income.
Enter the amount of charitable contributions
your family makes. The calculator automatically calculates your charitable
donation credit but assumes all of your family’s charitable donations
are claimed by the individual in your family with the highest net income.
To print the results pages, which
open in a separate window, follow these instructions:
- Right-click on the results page;
from the menu that appears, click on "Print".
- The Print dialog box will appear.
Under "Page Range", choose "All", then "OK".
you may see when using the Calculator:
The user may input data that the calculator
cannot handle or that is against current tax laws. When this occurs,
the user may get a pop-up message explaining the violation. Please,
ensure that you fix the violation before proceeding to examine your
tax savings. Some common examples of these messages you may receive
earner’s net income is less than the secondary earner’s. Interchanging
This violation occurs when the net income (income after
RRSP contributions have been deducted) entered in the secondary earner
column exceeds the amount entered in the primary earner column. The
calculator requires the net income of the primary earner to be greater
than the net income of the secondary earner. To fix this violation
click "OK" - the calculator will automatically interchange
the primary and secondary earners’ income as well as the RRSP/RPP
contributions, putting them in their correct positions.
status of single (single parent, single senior) does not permit a
secondary income. Setting to zero."
The calculator assumes that there is only one income earner
for the three family types in this message. To fix this violation
click "OK" - the calculator will automatically set the income
amount entered in the secondary earner column to $0.
seniors may use the CPP/OAS entry. Entry set to $0."
The calculator assumes that only seniors have OAS and CPP
income. Clicking "OK" will automatically set the amount
entered in the CPP/OAS fields to $0. The subsequent tax estimate will
not include the tax applicable on the amount of CPP/OAS income that
was originally entered.
status of married seniors required to use secondary earner CPP/OAS
entry. Entry set to zero."
The model assumes that only seniors have CPP/OAS income
and that there is only one earner for the single senior family type.
As a result, this violation message occurs whenever the user enters
a CPP/OAS value in the secondary earner column for a family type other
than married seniors. To fix this violation click "OK" -
the calculator will automatically set the appropriate entries to $0.
may not have pension plan contributions in this model. Values will
The calculator assumes that seniors do not make RRSP or
RPP contributions. The violation occurs when the user tries to input
an amount in this row when the family type is either senior or married
seniors. To fix this violation click "OK" - the calculator
will automatically set the appropriate entries to $0.
status of single (single senior, married seniors) with children claimed
for tax purposes does not fit this calculation model."
This model assumes that only single parents and married
couples have children in this model. To fix this violation click "OK"
- the calculator will automatically set the number of children to
claim of a child-care expense must be complemented with a indication
This violation occurs whenever the user tries to enter
a child care expense claim, but has no children. To fix this violation
click "OK" - the calculator will automatically set the appropriate
child-care expense entry to $0.
The tax calculator asks you to provide
selected information about yourself based on common income sources,
deductions and credits. This selected information is based on your prediction
of your circumstances in 2012.
The tax calculator is intended
to give you an estimate of your potential taxes at year-end, based
on the limited information you provide and the assumptions set
out on the tax calculator web site.
The tax calculator cannot give
you an accurate or official assessment of your 2012 tax liability.
The calculator cannot duplicate the results
obtained from using an actual income tax return containing the complete
set of information that reflects your actual circumstances.
Calculations are done on the user’s own
computer, and the information is not recorded or stored by the government.
Albertans are still required to file their official income tax return.
BY USING THIS CALCULATOR,